Find the Best Rates for Your Safe Money

Compare high-yield savings accounts, CDs, and Treasury bonds. All FDIC-insured. Updated weekly.

Best HYSA
5.00%
Best CD
5.00%
I-Bond Rate
4.03%

Last updated: March 28, 2026

Top High-Yield Savings Accounts

Highest APY rates from FDIC-insured banks

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BankAPYMin. DepositMonthly Fee
#1Manasquan Bank
5.00%$50$0Visit →
Pibank
4.60%$0$0Visit →
FitnessBank
4.50%$100$0Visit →
Axos Bank
4.21%$0$0Visit →
Newtek Bank
4.20%$0$0Visit →

Best CD Rates by Term

Lock in guaranteed rates with certificates of deposit

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3 Month CD

Blue Foundry Bank

4.20%
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6 Month CD

Mutual Security Credit Union

5.00%
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12 Month CD

GECU

4.23%
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18 Month CD

USALLIANCE Financial

4.10%
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24 Month CD

Mountain America Credit Union

4.20%
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Treasury Products

Government-backed bonds with unique tax advantages

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I-Bonds

Inflation-protected savings bonds

Popular
4.03%

Fixed rate: 0.90% + Inflation rate: 1.56%. Annual limit: $10,000.

I-Bond details

T-Bills (52-week)

Short-term Treasury bills

0.00%

State tax exempt. Buy through TreasuryDirect or brokerage. Multiple term options available.

T-Bill rates

Not sure which is right for you?

Compare HYSA rates, build a CD ladder, or calculate bond returns — all with today's real rates.